The Miami car accident lawyer, Jonathan Perazzo knows that in many situations, someone can legally slide behind the wheel of your car even if their name isn’t printed on your insurance card, so long as you’ve given them the green light. But whether that permission actually turns into coverage after a crash is another story, one that depends heavily on your state’s insurance rules and the fine print of your policy.

Most U.S. auto policies insure the car itself, not the person driving it, but there are plenty of twists in the plot. Some policies welcome “permissive drivers” with open arms, while others slam the door if the driver isn’t officially listed. And if the policy doesn’t extend coverage, that driver can suddenly be treated as uninsured, a situation that can snowball into fines, impoundment, and denied claims faster than you can say “accident report.”

Why This Matters After a Crash

If someone not on your insurance causes a collision:

• Your insurer may deny the claim.
• The driver may be personally liable.
• You, as the owner, may also face financial exposure.
• Some states impose penalties for any uninsured vehicle involved in an incident.

FREE Initial Consultation – Our Miami car accident attorneys will review your case at no cost.

Dedicated Legal Representation – We handle every aspect of your insurance claim to maximize your compensation.

No Out-of-Pocket Fees – You don’t pay unless we win your case.

Contact The Perazzo Law Firm today for a FREE case evaluation!

CONTACT: 888-PERAZZO or (786) LAWS-411

Let our Miami car accident lawyers fight for your rights.

THE PERAZZO LAW FIRM – DEDICATED TO PUTTING YOUR INTERESTS FIRST, ALWAYS!