What is the 14 day accident law in Florida?

The 14-Day Rule:

Florida’s 14-Day Rule mandates seeking medical attention within two weeks of a car accident to qualify for Personal Injury Protection (PIP) benefits. Failing to do so may limit access to some PIP benefits. It’s important to adhere to this rule to maximize insurance coverage, dispelling the misconception that filing a claim is barred after 14 days. SEE: CAR ACCIDENT INJURY LAWYER IN MIAMI

In Florida, the 14-day accident law is a key component of the state’s Personal Injury Protection (PIP) insurance regulations. According to this law, any person involved in a car accident must seek medical treatment within 14 days of the accident to be eligible for PIP benefits. Here’s a breakdown of the essentials:

  1. Eligibility for PIP Benefits: Florida is a no-fault insurance state, meaning that your own insurance company will cover your medical expenses and lost wages, regardless of who was at fault for the accident. PIP coverage typically provides up to $10,000 in immediate medical coverage.
  2. Requirement for Timely Medical Treatment: To qualify for these benefits, you must seek medical care within 14 days of the accident. This treatment can be from various healthcare providers, including emergency services, general practitioners, chiropractors, or hospitals.
  3. Consequences of Missing the Deadline: If you do not receive medical attention within this 14-day window, you may lose your eligibility for PIP benefits, which could lead to significant out-of-pocket expenses for any injuries sustained in the accident.

The Perazzo Law Firm offers a comprehensive range of services for car accident victims in Florida, aiming to provide robust legal support and ensure fair compensation for their clients. Here’s what they offer:

  1. Free Initial Consultation: The firm provides a free consultation to assess the details of the accident and determine the best course of action.
  2. Investigation and Evidence Collection: They thoroughly investigate the accident, gathering crucial evidence such as police reports, witness statements, and medical records to build a strong case.
  3. Medical Assistance Guidance: Perazzo Law Firm helps clients understand the importance of seeking immediate medical attention and can guide them to appropriate medical providers.
  4. Insurance Claims Handling: They assist in navigating the complexities of insurance claims, ensuring that all paperwork is accurately completed and submitted on time to maximize the chances of receiving PIP benefits.
  5. Legal Representation: The firm offers representation in negotiations with insurance companies and, if necessary, in court to secure compensation for medical bills, lost wages, pain and suffering, and other damages.
  6. Client-Focused Approach: The Perazzo Law Firm emphasizes a personalized approach, tailoring their services to meet the unique needs of each client and maintaining open communication throughout the legal process.

By focusing on these areas, the Perazzo Law Firm aims to alleviate the stress and burden on car accident victims, helping them to recover both physically and financially.

If you, a family member, or friend has been injured in a car accident in Miami, the attorneys at the Perazzo Law Firm urge you to contact our Miami-Dade offices ONLINE for a FREE initial consultation and ZERO OUT-OF-POCKET FEES to our Personal Injury clients looking to file an insurance claims following a car accident.


Jonathan Perazzo, founder at the Perazzo Law Firm and a dedicated car accident lawyer in Miami, serves individuals and families who have suffered injury due to the negligence of others. With a deep understanding of the emotional toll accidents can take, our firm is committed to helping those in need.

Our news blog is designed to keep you informed on the latest personal injury cases and legal developments. We aim to raise awareness of the injury and loss of life that occurs in our community by sharing information from publicly available sources. However, please note that the information shared in our blog has not been independently verified, and the photos depicted are not necessarily representative of the actual event. If you notice any inaccuracies, please bring them to our attention for correction.