If you’ve been hurt in a car accident in Miami, understanding what compensation you’re entitled to isn’t always clear — especially while juggling pain, bills, and insurance adjusters.
That’s where a Miami car accident lawyer at The Perazzo Law Firm can help.
What Can You Be Compensated For?
With the help of an experienced attorney, you can pursue compensation for:
- Medical expenses (past, present, and future)
- Lost wages and loss of earning capacity
- Pain and suffering
- Emotional distress
- Vehicle damage
- Loss of enjoyment of life
- Out-of-pocket costs (like medications or travel to appointments)
Common Car Accident Injuries in Miami
Many crash victims don’t realize the long-term cost of injuries like:
- Whiplash
- Herniated discs
- Concussions and traumatic brain injuries (TBIs)
- Soft tissue injuries
- Fractured ribs or limbs
- Spinal cord injuries
- PTSD or emotional trauma
Even a “minor” rear-end accident can lead to ongoing pain and tens of thousands in medical bills.
Understanding PIP Coverage in Florida
Florida is a no-fault state, which means Personal Injury Protection (PIP) pays for your own injuries regardless of who caused the crash — but only up to a certain limit.
Florida PIP Regulations:
- Covers up to $10,000 in medical expenses and lost wages
- Only pays 80% of medical bills and 60% of lost income
- You must seek treatment within 14 days of the accident to qualify
- Does not cover pain and suffering
That’s a problem when your bills are $30,000+.
For example:
- 3 weeks of physical therapy = ~$22,000
- MRI = ~$4,000
- Hospital stay + follow-up visits = $5,000+
Total: Over $30,000 in out-of-pocket costs
PIP will only cover a portion, leaving you thousands short.
What About Bodily Injury (BI) Coverage?
If the other driver is at fault and carries Bodily Injury Liability (BI) coverage, you may be able to file a third-party claim to recover:
- Remaining medical bills
- Full lost wages
- Pain and suffering
- Future care or surgeries
In Florida, BI coverage is not mandatory, but many drivers do carry $25,000 or more in liability coverage — and higher limits for commercial vehicles or rideshare drivers.
What to Expect From a Miami Car Accident Lawyer
At The Perazzo Law Firm, we make it simple.
Here’s what you can expect:
- Free consultation to review your case
- Help filing your PIP claim fast, before the 14-day window closes
- Investigation to identify who’s really at fault and how to access their insurance
- Medical care referrals to trusted doctors who understand injury claims
- Negotiation with insurers so you don’t get lowballed
- No fees unless we win
We fight to maximize compensation and make sure you’re not left drowning in bills or forced to settle too soon.
Hiring a Miami car accident lawyer can be the difference between getting $10,000… or the full $50,000+ you need to recover physically, financially, and emotionally.
At The Perazzo Law Firm, we don’t just handle paperwork — we protect your future.
? Contact us today for a free case evaluation.
Let’s make sure you get everything you’re legally entitled to.
